In today’s announcement, the winners of the Premium Bonds for September 2025 were disclosed, with two fortunate individuals each bagging a £1 million prize.
The first lucky winner, residing in County Durham, holds the maximum amount of £50,000 in Premium Bonds and secured the prize with bond number 224BZ748917 purchased back in June 2014. The second £1 million winner hails from Nottingham and also holds £50,000 in Premium Bonds, clinching the prize with bond number 243VC581367 acquired in April 2015.
If you have recently struck it big with Premium Bonds and wish to share your success story, feel free to reach out to us via email at mirror.money.saving@mirror.co.uk.
Premium Bonds, a savings product offered by National Savings & Investment (NS&I), provide participants with the chance to win prizes through a monthly draw instead of accruing interest on their savings. The prize pool ranges from £25 to £1 million, with each £1 invested earning a unique bond number, and the maximum investment allowed being £50,000.
The odds of winning a prize each month stand at 22,000 to 1 for every £1 bond, with the current prize fund rate equivalent to 3.60%. Approximately 22.7 million individuals hold Premium Bonds, and upon winning, recipients are notified via email or text message by NS&I, offering the option to have the prize money deposited directly into their bank account or reinvested in Premium Bonds.
To check if you are a winner, you can utilize the NS&I online prize checker tool or the Premium Bonds prize checker app. While the prize fund rate has seen a gradual decline recently, resulting in a slight decrease in larger prizes awarded, the number of smaller prizes distributed has risen.
Despite these adjustments, two £1 million prizes continue to be awarded monthly. The most recent modification to the prize fund rate occurred in the August 2025 draw, reducing it to 3.60%.
Andrew Westhead, NS&I Retail Director, commented, “This adjustment to the Premium Bonds prize fund rate – the first in four months – reflects the changing landscape for savings. Premium Bonds maintain their unique appeal by offering complete security backed by HM Treasury, the flexibility to withdraw easily, and the excitement of potentially winning a tax-free prize each month.”
