Four fortunate Premium Bonds investors have been awarded £100,000 each for their purchased bonds in December. The winning bonds qualified for the February 2026 draw onwards, requiring a full month of ownership for participation. Among the winners is an individual from Essex who bought a £50 bond in December 2025.
In total, the first winner from Essex holds £19,150 in Premium Bonds, while the second winner from Brighton and Hove has a total of £38,025 in Premium Bonds with a winning bond value of £13,000. The final two lucky winners, each holding £50,000 in Premium Bonds, reside in Cheshire and Hampshire/Isle of Wight.
Two £1 million Premium Bond prizes are distributed monthly, with winners from Liverpool and Central Bedfordshire in the February 2026 draw. Premium Bonds, a savings product by National Savings & Investment (NS&I), offer a chance at monthly prizes instead of a fixed interest rate on invested money.
The prize amounts range from £25 to £1 million, with more lower-value prizes awarded compared to the larger sums. Each bond, with a maximum savings limit of £50,000, has a unique bond number. The odds of winning a prize each month are 22,000 to 1 for every £1 bond held.
Winners are notified via email or text by NS&I and can choose to receive their prize in their bank account or reinvest in Premium Bonds. The current prize fund rate, akin to an interest rate, stands at 3.60% since August 2025.
Recent data revealed the luckiest areas for Premium Bond wins, with Hampshire and the Isle of Wight residents claiming 42 £100,000 prizes in 2025. Essex, Outer London, Norwich, and Cumbria also saw significant Premium Bond wins last year. Join the Money WhatsApp group or subscribe to Mirror’s Money newsletter for the latest money news and offers.
